In accordance with our investment philosophy*, and through our proprietary model of what we refer to as the "Lifecycle Pillars of Personal Finance" we enable our clients to pass through major financial events with assurance, under our guidance. We implement this, all inherently based on our core vales of integrity, respect, trust, and transparency. We believe this all translates to form a cornerstone of distinction that sets us apart form the rest as we construct your personalized plan.

The basis of our process will always take into account the fundamental characteristics of your strategy; risk, time horizon, and priorities.

Our clients think of us like a quarterback...calling the play based on the information at hand, executing the play by utilizing the available resources, adapting to what's in front of us based on careful observation, and adjusting to follow it through to completion.

As an example of what to expect upon engaging in our services we have successfully through the years used the following 10 Point Plan to identify Our Process:

1) In our initial meeting our aim is to get to know you. We look to uncover your goals and expectations as well as introduce you to our firm. We will also look to ascertain where on the Lifecyle Pillars chart path you are situated and headed.

2) Provided there is a fit, goals and expectations are realistic, and our philosophies are in line, we will proceed to move forward.

3) Upon consent in working together, we will begin aggregating all of your information through our client questionnaires.

4) At our next meeting we review everything for accuracy, begin to process your information, and initiate the transfer process.

5) After all research is complete, a specific action plan will then be constructed in anticipation of the transfer of assets.

6) At our Solutions Meeting we will present you with the action plan, illustrating various options based on our prior conversations regarding risk, time frame, priorities, and philosophy.

7) Upon Careful review, making any amendments or adjustments, we will then implement the action plan.

8) Once your plan is in place we typically conference or meet again to review our work, answer any remaining questions, and explain your first account statement. We will also reiterate our monitoring process moving forward and add any alerts to your account.

9) We will then set up our review process, calendar, and communication schedule. We will also enter into our database any remaining information to your client profile.

10) Attend the next client event where you will have the opportunity to meet and mingle with others in our client family in a relaxed and casual atmosphere.

* Our philosophy takes into account many factors in portfolio construction throughout short, mid, and long term horizons, while also employing strategies to mitigate risk. Our research over many years has provided us with a method that will designate, coordinate, and incorporate the optimal allocation for your situation.

With that said we again strive to create a personal connection based on the principals of integrity, respect, and trust while providing complete transparency.